Follow Us On :

Facebook Twitter Youtube Instagram

Shopping cart

Subtotal $0.00

View cartCheckout

Make Appointment

Canada Greener Home Loan

The Canada Greener Homes Loan offers interest-free financing to help Canadians make their homes more energy efficient and comfortable. The loan can help you finance eligible retrofits that are recommended by an energy advisor and that have not yet been started.

Loan Details:

Zenair%20Home%20Care

Maximum

$40,000

Zenair%20Home%20Care

Minimum

$5,000

Zenair%20Home%20Care

Repayment term

10 years, interest-free

Zenair%20Home%20Care

Loan type

Unsecured personal loan on approved credit

Maximum

$40,000

Minimum

$5,000

Repayment term

10 years, interest-free

Loan type

Unsecured personal loan on approved credit

A maximum of one loan is available per eligible property and homeowner.

The maximum eligible loan amount is calculated based on the retrofits selected in the application and the quotes for this work. The eligible amount is capped based on industry standards and market norms. The maximum eligible loan amount may be less than your quoted cost, in which case you will be responsible for funding any difference.

Once approved, a portion of the loan can be delivered up front to assist in paying any deposits required by your contractor. The balance of the loan will be delivered after the retrofits have been completed and verified through a post-retrofit evaluation.

You cannot apply for a loan for the following:

  • work that has already been started or completed
  • retrofits that were not recommended in your pre-retrofit evaluation
  • retrofits that are not included in your application (that is, you must not add additional retrofits to your loan application after it has been approved)
  • retrofits that are not eligible for a Canada Greener Homes Grant

Check If you are eligible?

All loan Applicants

  • There are some eligibility requirements to meet before applying for the loan:

    • You must be a Canadian citizen, permanent resident, or non-permanent resident who is legally authorized to work in Canada
    • You must own the home and it must be your primary residence
    • You have a pre-retrofit evaluation and have not yet had a post-retrofit evaluation
    • Your pre-retrofit evaluation was completed on or after April 1, 2020
    • You have not started the retrofits for which you are seeking a loan
    • You have a good credit history and are not in:
      • a consumer proposal
      • an orderly payment of debt program
      • a bankruptcy or equivalent insolvency proceeding

Low-rise multi-unit residential buildings

Individual homeowners living in a low-rise multi-unit residential building (MURB) must meet the additional eligibility criteria for MURBs.

Indigenous group Applicants

    • You are eligible to register multiple homes
    • You must own the home(s) or have a formal partnership to represent the owners, but the homes do not need to be the owner’s primary residence
    • Your home must be occupied by an Indigenous household
    • You must select at least one eligible retrofit for each property subject to the loan

Applying as an Indigenous government or organization?

Find dedicated support for your application by calling: 1-866-292-9517

Northern and off-grid Communities

Canadians living in northern and off-grid communities face specific challenges when it comes to completing home retrofits, including higher equipment and labour costs. To help with this, all retrofit amounts have been adjusted to provide an additional 30% for northern and off-grid communities.

Additionally, homeowners living in northern and off-grid communities are eligible for replacements of existing fossil-fuel burning equipment. Further, homeowners living in a northern community are eligible for additional insulation measures (attic, ceiling, and exposed floor insulation).

More information for northern and off-grid communities